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Citi's Internal Memo on Repaying Bailout Money New York Times (blog)

Dear Colleagues,

Today, we announced a series of transactions to repay the $20 billion of TARP outstanding and terminate the asset guarantee we received from the U.S. government. The Treasury also announced its intention to sell its ownership in Citi stock in the coming months. These actions bring us closer to ending a very difficult period for our company, and we owe the U.S. taxpayers and the government a debt of gratitude for their extraordinary assistance.

That we are here is a testament to your hard work and accomplishments in getting our house in order. Today we are strongly capitalized, efficient, focused on our clients with a clear strategy for the future. With your commitment and dedication, we have created a strong foundation for the future.

Our goals near-term are clear: to achieve sustained profitability and to promote economic recovery by lending, keeping people in their homes, and helping clients with their needs. There are still economic challenges ahead that require your continued focus on clients and disciplined execution.

You may fill this form to ask for payday loan

$Money$???

im not 16 yet so i still have to earn money by doing chores but there's not alot to do around my house.....i dont have a dog (anymore) my mom already brooms and dusts vey 2 days and whenever i do the dishes i usually break something. So what should i do??


OW! Well, how about taking out the trash? Mopping the floors? Doing laundry? Mowing the lawn? Edging the lawn? Pulling weeds? Washing the auto? Cleaning gutters? Power washing the porch, deck, sidewalks? Re-cycling the cans? Doing things for neighbors? Get a job! At our house, the kids take turns doing the kitchen (dishes, drying, washing, putting up) sweeping and mopping the kitchen, dining room and butlers pantry, vacuuming and mopping the hallways, cleaning the bathroom and doing the towels, cleaning their OWN ROOMS, cleaning the autos, mowing and edging the lawn, and taking things for re-cycling. They get NOTHING extra for that, that is the cost of being a family and living here. EXTRA CHORES get paid for like helping clean the basement, cleaning the porch, deck, or sidewalks, planting trees, bushes, or flowers, painting a room (not their own!) ETC. They get an allowance of a $1 a day, anything else they EARN! Is it fair? Well, we have respectful kids who don't think I will hand them EVERYTHING for NO EFFORT! And they don't EXPECT a lot from me for nothing! So get busy! There are plenty of things, up to and including getting a job that pays, like a bag person at a local grocery store, a check out clerk, making pizzas, flipping burgers, frying fries! Come on! GET BUSY! Hope this helps you! Good luck!


clean a neighbors yard


mow old people's lawns or something. or go to someone's house that is old and ask if they could pay you for doing something for them like, walk thir pets, water their garden, or something like that. hope i helped!


OMGSH there is so many things you can do when your 16! you can have a buissness by mowing peoples lawns...my brother is doing thay and hes only 14 and he brings home good money, i guess i helped you XD


clean your parent's car inside and out WELL

polish furniture

wash, iron, and dry large loads of laundry

vacuum tight corners

shampoo the carpet

weed the garden

clean out the fridge

vacuum the blinds

ask her what she wants done


Well... if you are 13 or older you can detassle corn depending on where you live. It is over now but you can do it every summer until your 16 when you can get a better job. What you do is go through corn fields and take the tassels of the tops of the corn. It is hard work but the pay is worth it. You can earn up to 35 dollars a day. That is pretty good. If you do it for more then one year you can become a crew leader. That just means that you just walk through the corn after your team and make sure they did alright and got most of the tassels. You get paid 10 dollars an hour for that. Usually if weather is good you go for about 8 hours a day. That is 80 dollars a DAY. It is hard work but it is definitely worth the pay.

How can I make extra money until I can find a full time job?

Does anyone have any ideas on how I can make a little extra money (or a lot!) at home until I find a full time job? I am not talking about investment opportunities or the like. If I had money to invest, I wouldn't be looking for a way to make money.

Thanks for any ideas on how to make extra money at home until I find a job. My family really needs the money.


http://cashcratereview.com Its what I do and it's worked out pretty well. What you have to do is complete surveys and offers for companies that want the public's opinion. No payment from you is ever required, not to sign up, not EVER.

The sites don't get paid directly from you, but when you complete an offer or survey, they also get paid a small portion of what you earned yourself. For example, if you complete a survey about computers let's say, you would earn maybe $2 and the web site itself would recieve $0.50 from the company also for getting you to complete the survey. These surveys take little time at all, most taking up less than even 1 or 2 minutes of your time.

They don’t need any information other than your name, email address and your home address. Yup, that is all. No credit card information, no banking information, nothing like that. All they require is your name and address so that your cheque can be sent to your home every month.

Personally I have been a member of these websites, along with thousands of other satisfied users, for approximately 1.5 years now and have earned well over $8600 by working in my spare time. This web site has been great to me, also the members and administrator are very friendly, and are always there to help you with a question or problem you may be having. I give you my word that they pay.


This is a great way to make extra money:

http://makeextracash.tk/

Basically what you do is take 2-5 minute surveys and offers. Totally free no credit card needed, no social security, no personal information. There are members that make anywhere from $20 a month to $2000. I've been paid seven times already. Check is guaranteed to come every month.


I recently lost my job in the beginning of December. Avon, has been working for me. All you need is $10.00 to start. If you place your first 4 orders online, your profits for all avon products sold will be at 50% earning level, all other non avon products at a 20% earning level. After that, the earning levels would depend on your sales. It is very easy. I have reached out to everyone I know, ask them to place a min of $10.00 order to get me up and running. (the reason i used $10.00 is because alot of people are tight with money) and it is working. I have been circulating the brochures at the school that my children attend, my dentist office, doctor's office, the laundry mat...It is easy, once you hand out the brochures, wait a few days, make the contact to remind them, and before you know, the money is coming in....Good luck!


Don't fall victim to online scams promising you thousands of dollars a month working at home on your computer. Truth about those is 1 out of every 500 you come across is real. The only way to find which is real is to pay the money to start up and see where it goes. Chances are, if you are in dire need of extra money, that you will not be foolish enough to even attempt wasting what money you do have on these online scams. With that said, your best chance of making extra money until you find a job is babysitting or pet sitting. In every community across the country, there are parents who would rather pay you 150-200 dollars a week to watch their kids than pay double that to a daycare that has strict policies on potty training, feeding and such. Pet sitting is another good one, as it involves walking, feeding, playing and ensuring the animal is alive and well. Best of all, you don't have to spend hours doing it and a lot of times pet owners request you don't take the animal to your home. Other ideas include, paper routes, mowing lawns, raking leaves, shoveling, or helping senior citizens do things they may not be able to do. You can also volunteer somewhere and with a little hard work and a good attitude you may get a full time job there. Just look around and ask around. I wish you the best of luck!! :)


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Find the best job for you here: http://moneytreeseeds.blogspot.com/


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This isnt an investment opportunity more like a "possible" cash machine...
try this link

http://www.mammothlist.net/?r=21171


I am also trying it and i figure if it doesnt work its only $12 .
And if it does then we will all be fat and giggly ha ha.
All you need to do to make it work is tell some people about it like I am.
Good Luck and hope you sort out your money worries soon

How is money released in the market? How, on what basis and how much money is released?

Government makes money (literally). But then there must be something productive done for a society to prosper so people serve each other through some service or product. However as such I or you cannot create money to pay for someone's service/product. How is money created by governent released in market, on what basis government releases money? What is role of RBI ? when government releases moeny in market is it buying something in return but then who does it buy from ? Somehow, somewhere services/products created by society are finally getting to RBI (so that it can release money) but how ? Please explain.


money is released through banks. some money is made to replace old, torn money. other money is made for new gold mined. your money is literally a representation of how much government gold you own, that's why rising gold prices are the first sign of inflation.


WELL,ITS TOTALLY RELATED TO THE AMOUNT OF GOLD THE NATION HAS!ALL THE GOLD IS MEASURED IN THE INTERNATIONAL MARKET BY A SINGLE UNIT(SAME FOR ALL THE COUNTRIES)AND THYEN THEY ARE NOT SUPPOSED TO MINT MONEY MORE THAN THE PRESCRIBED AMT. ( I HOPE ITS CORRECT ! )


At first I started answering your comments after the question but that would take forever to explain the scam.

Money or credits are released into the 'market' through banks on the basis and the amounts determined by the rich people that control those banks and 'our' government. Since the people that choose to use money to enable their trades of goods and services, are separated socially and economically and have little or no control over the government, these rich people can continue to survive and entertain themselves at our expense by manipulating numbers.

Our society is not prospering it is going further into 'virtual debt' that started before most of us were born. I say virtual debt because the only people you end up owing are the few people that own or control the banks. How can billions of people owe them? When you choose not to pay this debt you declare bankruptcy. Bank is not part of that word by accident.

The people must unite or continue to be fleeced and slaughtered like sheep.

How do I make money online without spending money?

I'm looking for ways to make money online without spending any money therefore I do not have any money to spend.So if you have any good ideas feel free to give me your answers. Thanks!


Other than selling stuff (like on eBay or Amazon), most "make money online" sites are a scam, and a waste of time. I've looked into some of them, and every one is the same. This is no different than playing the lotto - you want to make money without putting forth any effort or money. You want a way to quickly and easily make a bunch of money without any effort or thought. Just stop trying - you'll save a ton of time, and possibly avoid a few dangerous scams.

Most people I know (myself included) would love to magically get a bunch of money, because most jobs suck, and we as a society are dependent on money to buy our happiness. I'm not criticizing you, because I've wanted exactly what you're looking for many times. But I've learned that it's not going to come. Other than rare occasions, money doesn't just fall into your lap, and when it does, it's not from any "get rich quick" schemes - it's pure chance and you cannot expect it or make it happen. If it does, great, but it probably won't.

If you want to make money - think of an idea that no one has thought of before, and market it, or something like that. Or take something that already exists, and find a new use for it, or think of something that would be nice if it existed, and make it a reality.

Also, don't focus so much on money - it's a complete illusion anyway. It's colored paper that is only worth what everyone says it is, and with the economy like it is, you shouldn't put too much value in it right now.

You probably don't want to be a wage-slave and work at McDonalds, or even in some cubicle for the rest of your life, even if it pays well. If you do want income (which is rather handy, admittedly), get a job that you enjoy - try something different. If you don't like it, quit and try something else. Never keep a job just because you feel like you "need the money" - don't sacrifice your happiness for colored bits of paper - life's too short for that. But don't expect free handouts or quick riches - that's not how things work. Just be happy, and trust that things will work out if you want them to. Be willing to work for what you want, and don't sacrifice your happiness to an illusion.


There aren't really any legitimate ways, other than data entry, and about the only data entry jobs that are available are in the medical transcription area. If you're not already on Usenet, download a news program, or use something like Thunderbird. Read the sci.med.transcription newsgroup for a while, until you see what goes on, then ask for advice. Don't let the ribbing and scare stories put you off - they're all good people, and not after your (non-existent) money. But they do like teasing newbies.


I just signed up with commission junction. If you have a web page you can become an affiliate and it cost you nothing to get started. I spent about two weeks looking for this kind of program. You can even pick your own stores. good luck.


As far as I know, there's no way.


I recently found one that is totally free. They even have step by step videos to take you through the whole process. They have free streams of income and pay ones. The only one that I pay for is GDI, or Global Domains. But, that is only because they pay really good. It is free to join, so I figured I had nothing to lose by signing up.


Yeah, there really are not any good ways to make a ton of money. If you are on the internet a lot you can make minimal amounts of money doing the paid to click thing. I get about $60 a month. It is a little extra and it is easy especially if you get referrals. These you can buy which i bought a few with the money i made and then they make money for you. Or you can try to recruit referrals on your own (which i suppose I am going to do with you by offering you my referral link to this site). Keep in mind we are talking about earning pennies to click, however if you stick with it and eventually have 40 or 50 referrals making pennies for you daily it adds up. But be wary of any site that says you will make $200-$1000 a day. Scam!

[url=http://idealbux.com/?r=mpjen8981][img]http://idealbux.com/banners/banner.gif[/img][/url]


You can sell items at auction sites, like Ebay.com. You can sell items at Amazon.com.
You can start a blog for free, like at Blogger.com and monetize with Google Adsense, Amazon affiliate program or there are many third party programs you can join and add ads to your blog. You can sell craft items at at any online craft store, like etsy.com and there are many others. You can offer to tutor students online. You can write articles and submit to websites, like Associated Content.

First, never, ever pay a fee to get a job. Many scams will want you to pay a registration fee, materials fee or information fee. Run far away from these!

You will most likely not find a true online data entry job. What you will find are jobs that utilize your data entry skills along with other skills. Jobs like at home customer care representative, transcription, writer, proofreader, editor, blogger, telemarketing from home, mystery shopping, virtual assistant, and freelance projects are the most prevalent.

Money can be made online with affiliate marketing. All you need is a computer, access to the internet and a bit of time to learn how.

How to Make Money Online Without Spending Money?
http://tinyurl.com/no-money-system


You really can't unless you make a freewebs.com account. That's where you can make your own website for free. You can sell things on your website.


these days u hav to be smart. dont do any of those online websites that say u work at home and u get money. it waastes ur time and u get more working at mcdonalds. only do that if u are utterly hopeless and u give up ur life. u need to first get a job. not fast food. start at like a small clinic receptionist or anything in office. that way u learn some things and u can take classes and make more money. either that or u just get an easy job and make little money to get a loan. then once u do, get a loan and invest in stocks. become a day trader and if done succesfully, u can make millions without using a penny of ur money. say u get a 100,000 dollar loan(hypothetical). u invest in 1/3 gold 1/3 nsu and 1/3 ae(just examples).u choose what u predict will grow the next day ONLY THEN NOT LONG TERM. then next day u sell ur stocks regardless of whether they went down or up. if ur stocks went up 10% total, u get back 110,000. u pay back ur loan and u get another. u never hav to user ur money if u become good at it. this has risks tho, it is no different than gambling. u will lose big eventually, as will u win big. u can do this till u make decent money, then u can use ur own money for long term investments, or use loans for day trading so u nver hav to use ur own money. u can easily go bankrupt doing this tho


Are you a good photographer? If yes give this a try:
http://www.thephotographerslife.com/


well i been using a website for about 3 months now and it was free. in the Beginning i was kind of worried because it looked to good to be truth but i have made around 800 in the 3 months so go check it out and there is nothing to be worried because its free


yes sign up here


make your money on ebay sell something u don't need or buy in bulk and sell seperate you got nothin to lose


there are many ways to make money online – virtual assistant, home based agent, ebay or putting up a theme based website. But you must avoid online money making scams. Read useful information here.

http://www.simply-make-money-online.com



Yes, there is a way to make money on the web without spending a dime. You won't get rich or quit your day job, but you could expect to make about 100 bucks a month or more with some easy work. And it's all free. No BS and you'll never have to spend anything. If you read the ebook at dailybragger.com, you'll see how you can use blogger and other free sites to make a few extra dollars a month. FREE.

Hope this helps.


u will not make big money but I do opinion outpost .com


You can do surveys and stuff like where you sign up on a website and they call you, you go in and awnser questions about dumb stuff (I talked about Doritos and 7up)...put it this way...i made $200 in 2 hours talking about Doritos and 7up.


try this:

http://hits4pay.com/members/index.cgi?CJessamy

I've made at least $200/month using this site


Theres a ton of ways you can make money online such as starting your own mini site, which will bring in affiliate commisions.

For a step by step free tutorial on how you can make your own profitable mini website check this out it should help you :
http://snipurl.com/3y6m6


If you have no money to start you're business and are looking for a nice earner, I'd suggest:

http://free-paid-surveys.co.cc/

You fill in free surveys or complete free offers, the site gets paid, and then pays you a cut! Most of the 800,000 members here make around 75 dollars per month, but by referring you're friends, you earn bonus's and commission on all their surveys.

There's an excellent forum available on the site, and recently someone posted their August check - $1,740! So anything is possible! :D

Good luck, see you on the site!
x


heres a free betting site, no matter what u always have 10 cents of fake money but once u hit $20 u can cash out real money

http://www.centsports.com/?opcode=199291

please use this code if u sign up cause the referral would help me too

How much money should I take to California for vacation?

For like a three week vacation, how much money should I bring? I don't need money for places to stay or for food. Just like spending money and to have a good time.


a lot because things in California are more expensive then in other states


well, first make a list for what you'd like to buy (maybe a shirt or sunglasses, etc.) and then try to guesstimate what each on would cost. Then take some extra money in case somthing you DIDN'T plan on buying catches your eye. (trust me-it will happen :) !!!) Its better to bring more then not enough, but make sure you have it in a safe place so you don't lose it / stolen


a lot because they are rich


Write a list of project spending and make sure you bring enough and have access to more...

Money making ideas for girls raising money for our church?

We are collecting money to redecorate our youth group room so it doesn't look like death. We need as much money as we can get. What are some ways to earn money? Aside from:
raking leaves
car wash
asking for donations
walking dogs
babysitting
other various yard work
No Aniekd you misunderstood. Those are ideas we ALREADY have. I didn't want people to suggest them because we are already planning on doing those things.


have a bake sale during sunday morning church services for a couple weeks!!! have all the girls bake something sweet (as a donation to the bake sale) then all of the money you get will strictly be profit spent on redecorating :)


Stripping
paint


Churches love rummage sales. I'm not sure why.

Look, if you aren't willing to work, you don't deserve the money, so don't exclude those things merely because they're physical labor.


Ask some local dj, or something to do like a concert, with kewl music people can dance to or something, or have a band play at a concert and people could pay tickets

that and/or

have a local radio station tell on there radio to give money for donation for the church

Get creative

maybe you can start making art stuff and try to sell them etc.


think outside the box


Umm..well in my church and youth group we go to a church camp every year called Fort Caswell!
It's real expensive so we do like baked chickin lunches, and other foods after church! And when ppl come into eat they make some sort of donation!
It really works well! We made over 1,000 dollars one time! And thats saying alot, cause the church I go to is not that big.


if you want to earn money for your ministry and church. have you Pastor/church leader to view the info on this site. the goal of any church is to solve problems in the community. you will solve the problem for the community and give businesses an opportunity to give to your causes

http://www.vschools.org/mlee.htm


Go to your local supermarket, ask if you can hold a car wash. The idea is while they are doing grocery shopping, you do the wash & they come out to a nice clean car. Price it cheap. You wil get more business & less likely to be standing around idle.


Here were a few things we did when I was a teen for various group fundraising projects:

- delivered the local neighborhood newsletter (you could also create and publish your own local newsletter and get ad sponsors)

- bake sales

- put on performances (choral, plays, and clown performances, which were a really big hit)

- selling fundraising food items (there are a lot of groups who provide avenues to do this, especially candy-sales fundraising)

- creating handmade gift items to sell, such as candles, soaps, bath salts, gift baskets, holiday decorations, etc. You could spend a day or two getting together to make the items as a group and then selling them at fairs, Christmas bazaars, local markets or anywhere else you can think of. If you have particularly creative or artistic individuals in your group, they could paint or draw on the packaging to make your product pretty. Outgoing members could pitch it to local shops or work as the "salesperson" at a booth. Alternatively, you could create an order form and take orders beforehand and then deliver the finish products all on one day.

Good luck!

Colleen, Editor of SweetGigs.com


How about:
raking leaves in bikinis
car wash in bras/undies
asking for donations through stripping
walking dogs in bikinis
babysitting ...oh dear.. no thats bad
other various yard work in bikinis
begging in bikinis
chocolate sale in bikinis/bras n undies
selling flowers in you know what
bake sale
any kind of fundraiser

Or you can just pray for money? Praying always solves things in churches.


hey there is this group that is online that needs advertising. They will pay you for wearing products like shirts, and putting up banners. http://www.moreinfo247.com/10341262/CB


you can earn money easily with these tricks
http://www.moneylive.co.cc

What about the money illegals make while here?

If they are making money while they are here illegally, is not that money the same as money a drug maker earns? And we sieze the money and belongings of drug makers when we catch them. So, shouldn't we do the same to the money that illegal aliens make?


I would say so. It hurts the U.S. economy because they send the majority of that money back to their "home" country. That limits the money that is in the flow of the economy.

By the way, it is illegal to work for a wage and NOT report it to the IRS. It is considered tax evasion and in case you think it isn't a big deal, it is the ONLY thing that put Al Capone in jail. So in my eyes it is serious enough.


Unlike drug dealers, most illegals are not exactly sitting on big piles of cash you can confiscate.


I would find that really wrong. Making money with a job is not illegal. Selling drugs is.

They worked for that money and hurt no one. Drug dealers are potential murderers if their drugs should cause an overdose.

Its simple...selling drugs BAD...earning money with a job...GOOD!!!

How much money has passed thru your hands in a lifetime?

If you had to guesstimate on average, including birthday money from relatives, your income from your job, graduation money, money from selling items, tax refunds, - not including credit cards, just cash, checks, and deposits into your checking accts. Money that has always been rightfully yours... How much do you think has passed through your hands. Give me a numeric answer. Would you consider yourself to be a millionaire today if you had saved it?


I would say around 40-50k. It was my first time cash out $4,000 in cash from the bank last week from my online business too. LoL It is nice to see they count $100 40 times. xD

Not a millionaire yet but soon will be if I keep banking this much with my online venture. If you are interest, just drop me a message :)

How much money does the Treasury typically print?

They must add money to the system to account for a growing population and the international trade deficit. How much money does the Treasury typically print to counter this? If the answer is--'They Don't', then the printing of money now for the 'bailout' is a forgone conclusion to the ongoing loss of money per US capita.
I'm not talking about Money Supply as it relates to the Fed's adjustments to Velocity. I'm talking about the actually physical loss of money per capita as a result of an ongoing international trade deficit and a growing population.


They don't disclose specifics like that, but it is a bit more complicated.

The treasury is responsible for balancing inflation. They add money, but the also take money of out circulation to counter inflation. They also are responsible for replacing damaged bills ect.

How does the Fed increase the money supply?

I understand how the Fed controls the Fed Funds Rate and I understand that injecting money into the system eases credit woes. However, if the Federal Reserve provides banks with more money, how does that money get translated into money in the money supply? Loans are only temporary, but the money supply increases consistently from year to year?
I understand how open market operations work, but what i don't understand is how it contributes to the money supply. Money held at banks is not part of the money supply, so i don't see how OMO's can permanently increase the money supply.


Yes . The money is created out of thin air.

money - News


Would a GM Bankruptcy Save Taxpayer Money? - New York Times
Would a GM Bankruptcy Save Taxpayer Money? - New York Times ABC NewsWould a GM Bankruptcy Save Taxpayer Money? The money would ideally be doled out in increments, with GM needing to hit certain milestones to receive the next infusion of cash. All eyes face south of the border for auto deadline GM to ask for more bailout money 4 questions for GM and Chrysler  -

Let the economic stimulus money flow, but keep an eye on it - Detroit Free Press
Let the economic stimulus money flow, but keep an eye on it - Detroit Free Press Washington PostLet the economic stimulus money flow, but keep an eye on it She’s been careful to say that the federal money will not be used to expand government — but that leaves open the possibility of keeping state government Video: Republicans Still Criticizing Stimulus Bill Stimulus: Big money and bigger problems Bill Clinton: I should have better regulated derivatives  -

Japan’s Bonds Rise on Optimism BOJ to Lower Money-Market Rates
Japan’s Bonds Rise on Optimism BOJ to Lower Money-Market Rates Boston Globe 17 () -- Japan’s five-year notes rose, erasing yesterday’s losses, on optimism the Bank of Japan will act to reduce short-term money-market rates,

Treasury Pads Coffers in Bailout
In mid-September, money-market mutual-fund investors were jolted after the $63 billion Reserve Primary Fund fell below a $1 net-asset-value level because it Should your bond fund stop taking money or just send OpEd: Volcker, Group of 30 over the top on money-market funds Say goodbye to money funds  -

Immigrants struggling more to send money home - Houston Chronicle
Immigrants struggling more to send money home As money gets tighter, immigrant families in the US are finding they can’t always cover everything that is expected of them. The Bank of Mexico recently

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